Low introductory interest rates as low as 3.99% on select move-in ready homes.

How does it work? Craft Homes will pay down your interest rate for the first two years of your mortgage, effectively saving you roughly $8,712 in mortgage payments during that time period. From year three until the end of your mortgage, you'll enjoy the security of a fixed rate at a low current market rate of 5.99% (6.746% APR). And if rates drop in the future, you can take the opportunity to refinance.

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2-1 Rate Buydown, Explained

Quick Move-in Homes to Fit Your Time Frame

Craft Homes wants to help you step into a life that's easier. So when you need to move quickly, we have quick move-in homes ready to fit your time frame. No waiting and no compromising on the quality of a new construction home. 

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Prime Locations

Our new home communities are set in advantageous locations across the nation, giving you access to everything you need to thrive and step into a better life. Amazing amenities. Friendly neighbors. Proximity to schools, shopping, and employment centers. It's all right there!

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Award-Winning Floor Plans

Craft's floor plans are built for the way you live today, inspiring you to transform your tomorrow. Step into our award-winning designs that combine function and style with open-concept layouts. We'll help you choose the perfect plan, upgrades, and design details that suit your needs and unique vision. 

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All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. 1Scenario is an estimate and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $400,000 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $392,755 at 96.5% LTV. Year 1 (0-12 months) rate at 3.99%, APR of 6.746%, and monthly payment of $2,048; year 2 (13-24 months) rate of 4.99%, APR of 6.746%, and monthly payment of $2,282; and a year 3-30 (25-360 months) rate of 5.99%, APR of 6.746%, and monthly payment of $2,528. Monthly payments include principal, interest, and mortgage insurance. Example payment does not include property taxes, homeowners’ insurance, HOA or CDD (if applicable) and payment obligation may be greater. 5.99% final note rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is offered on government loans for primary residences only. 2/1 Buydown Program: Rate reduction up to 2%; buy down rate for up to 2 years; adjusts 1% each year; returns to original fixed rate after buy down period; seller will pay for the buy down. Offer valid for select homesites on loans closed on or before August 31, 2024; see your builder representative for further details on expiration terms and available homesites. This is not a commitment to lend. ©Jet HomeLoans, LP SM (NMLS ID #1660135). Jet HomeLoans, LP is a partnership with FBC Mortgage, LLC (NMLS ID# 152859) and Dream Finders Homes.  Craft Homes is a Dream Finders Homes company. Corporate Office: 14701 Philips Highway, Ste. 202 Jacksonville, FL 32256. Office Phone: 833-270-7191. Equal Housing Lender. Jet HomeLoans, LP is a partnership with FBC Mortgage, LLC (NMLS ID# 152859) and Dream Finders Homes. Borrower is not required to finance through Jet HomeLoans, LP but must use Jet HomeLoans, LP to receive incentives. Jet HomeLoans, LP is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. https://www.nmlsconsumeraccess.org.


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